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Small Pet Insurance: Coverage For The Little Guys

Written by Cara

If you have a small pet, insurance may not be something you’ve considered in the past.  However, even if you do not own the typical dog or cat, you can still find insurance to cover your small pet.

Birds, rabbits, reptiles, exotic animals — insurance coverage is available for all kinds of small pets.

Why Small Pet Insurance?

These policies can cover you for things like theft as well as the high cost of veterinarian care.  You can be protected if your pet dies as the result of an illness or accident and some policies even cover you for taking your pets to shows and exhibitions.

If you have a collection of exotic or valuable small pets you might even qualify for special deals to help reduce the cost of your premiums.

Small Pets = Special Needs

Being the owner of a small pet, you already are aware that they can be very fragile.  Small dogs can be prone to broken bones from being accidentally dropped or even just falling.  A broken bone can lead to a very expensive vet visit!

If you have birds or other small animals you know that they too can be susceptible to illnesses and expensive vet care costs.  You can find a pet insurance plan that will cover these animals for treatments and surgeries that result from illnesses or accidents.

Birds can be covered for things like self-mutilation, feather-picking, and other bird related problems.  Shopping around for the best policy will allow you to cover not only serious illnesses and accidents but also routine wellness care.

Ferrets can have a host of medical issues like insulinorma, tumors, intestinal problems and they can even catch the flu from their owners!  Getting insurance for your ferret might make sense to help defray the costs of keeping your pet healthy.

If you own exotic pets, not only can they be more prone to illnesses, they can sometimes be worth thousands of dollars so it makes sense to have insurance for them.

What Pets Can Be Covered?

You can find pet insurance for a whole host of small pets like:
ferrets, geckos, gerbils, guinea pigs, hamsters, iguanas, mice, rats, rabbits, snakes, turtles, potbellied pigs — just to name a few!

Again, these animals can be also be covered for treatments of serious illnesses or injuries and, if you choose, can also be covered for routine wellness care.

While the most prevalent pet insurance is for dogs and cats, there are companies that offer small pet insurance for other categories of pets.  As with any insurance policy you will want to be sure to comparison shop and read the fine print to make sure you are getting the appropriate coverage to suit your needs.

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